SparkPoint financial coaching is great for students just starting out, recently single adults, those beginning to plan for their retirement, and really anyone who wants to improve their financial understanding and status. In our coaching program, members define their goals and set priorities for their sessions. Our coaches provide support and the tools to help you track your money, create budgets, boost savings, improve credit, reduce debt, and learn to invest.

Program membership is free and members are able to take advantage of our expert staff, abundant tools, and strong network of partners. Through regular coaching sessions, participants will dramatically improve their financial literacy, learn to objectively evaluate their own financial position, and be prepared to make informed choices to build wealth and financial security.

Do you have disabilities? Get access to financial coaches with an understanding of disability benefits through the Financial Health Equity project. United Way Bay Area and its network of Sparkpoint Centers, like Community Action Marin, have partnered with National Disability Institute to launch this initiative funded by the Wells Fargo Foundation. 

Program coaches have received enhanced training and a certificate of completion in the Effective Financial Counseling for People Receiving Social Security Disability Benefits, SSI or SSDI, ABLE accounts, overpayments and work incentives. These tools help coaches to better understand how disability benefits impact the financial choices and decisions of those with disabilities to help you: 

• Take control of your SSI or SSDI benefits 
• Utilize your ability to save 
• Tackle SSA overpayment debt, and 
• Maximize your income